For buyers

Mortgage Calculator

Work out the monthly payment on a home, including taxes, insurance and mortgage insurance.

Move the sliders to see what a home would actually cost each month. The payment shown includes property tax, insurance and HOA dues — not just the loan, which is the number most calculators stop at.

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Per year, as a percentage of the home value.

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Per year.

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Per month. Leave at zero if there are none.

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Only charged while you owe more than 80% of the value.

Estimated monthly payment

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Principal & interest
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Property tax
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Home insurance
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Mortgage insurance
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HOA dues
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Amount borrowed
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Down payment
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Total interest over the life of the loan
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Total of all payments
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An estimate, not a quote. These figures are estimates for planning only. They are not a loan offer, a quote, or advice. Interest rates, taxes, insurance, and closing costs vary by lender, property, and location. Confirm every number with your lender and a licensed professional before making a decision.

Want to know what you can actually borrow?

A lender can tell you in a few days, in writing, and it costs nothing. We can point you to one, or just answer questions.